Terms of Service
Last Updated: March 20, 2025
Acceptance of Terms
By accessing or using AiFin's website, platform, APIs, services, or any applications (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"), our Privacy Policy, and any additional terms referenced herein. If you are using our Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
If you do not agree with these Terms, you may not use our Services.
Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of any material changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our Services after such notice constitutes your acceptance of the revised Terms.
We encourage you to review these Terms periodically for any changes.
Access and Use
License
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use AIHub on your own hardware for your personal or internal business purposes. AIHub operates entirely within your infrastructure and does not require external API access for core functionality.
Restrictions
You agree not to:
- Use AIHub in any way that violates any applicable law or regulation
- Use AIHub to transmit any material that is defamatory, offensive, or otherwise objectionable
- Attempt to gain unauthorized access to any portion of AIHub or any related systems
- Interfere with or disrupt the integrity or performance of AIHub
- Reverse engineer, decompile, or disassemble any portion of AIHub
- Copy, modify, create derivative works, or redistribute any portion of AIHub
- Access AIHub to build a competitive product or service
- Use automated means or scripts to scrape or extract data from AIHub
- Attempt to circumvent the hardware verification or security controls
Service Availability and Support
Since AIHub operates on your own hardware infrastructure, you acknowledge that:
- You are responsible for maintaining the hardware environment that meets our minimum requirements
- Technical support is provided through our authorized channels for platform-related issues
- We may provide updates and security patches that must be applied to maintain system integrity
- Service performance depends on your hardware configuration and maintenance
Data Processing and Security
By using AIHub, you acknowledge and agree that:
- Your data remains on your infrastructure and is processed locally
- You are responsible for implementing appropriate security measures for your environment
- We provide security guidance and updates to enhance the platform's security
- You will promptly apply security updates we provide
- We may temporarily suspend hardware verification if we detect security risks
User Accounts
To access certain features of our Services, you may need to create an account. You are responsible for:
- Providing accurate and complete information when creating your account
- Maintaining the security and confidentiality of your login credentials
- All activities that occur under your account
- Promptly notifying us of any unauthorized use of your account
We reserve the right to disable any user account at any time if we believe you have violated these Terms or if we determine that your account shows signs of suspicious activity.
Intellectual Property
Our Intellectual Property
Our Services and all content, features, and functionality thereof, including but not limited to text, graphics, logos, icons, images, audio clips, software, algorithms, and the design, selection, and arrangement thereof, are owned by AiFin, our licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
Feedback
If you provide us with any feedback, suggestions, or ideas regarding our Services ("Feedback"), you grant us an unlimited, irrevocable, perpetual, sublicensable, transferable, royalty-free license to use such Feedback for any purpose without compensation or attribution to you.
User Content
You retain all ownership rights in any content that you submit, post, or display on or through our Services ("User Content"). By providing User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in connection with providing and improving our Services.
Payment Terms
As our Services are provided under custom enterprise contracts, the following terms apply:
- Payment terms, schedules, and methods are specified in your individual contract agreement.
- All fees are exclusive of applicable taxes, which you are responsible for paying unless otherwise specified in your contract.
- Refund policies, if applicable, are outlined in your individual contract agreement.
- Any changes to payment terms will be handled through proper contract amendments and communicated directly to your designated point of contact.
- In case of payment issues, we will follow the resolution process outlined in your contract.
Disclaimers
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT OUR SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT OUR SERVICES OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
WE MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE CONTENT OR SERVICES PROVIDED.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL AIFIN, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
- YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE OUR SERVICES;
- ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON OUR SERVICES;
- ANY CONTENT OBTAINED FROM OUR SERVICES; AND
- UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT,
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS EXCEED THE AMOUNT PAID BY YOU TO US FOR THE SERVICES DURING THE TWELVE (12) MONTH PERIOD PRIOR TO THE ACT GIVING RISE TO LIABILITY.
Indemnification
You agree to defend, indemnify, and hold harmless AiFin, its officers, directors, employees, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from:
- Your use of and access to our Services;
- Your violation of any term of these Terms;
- Your violation of any third-party right, including without limitation any copyright, property, or privacy right; or
- Any claim that your User Content caused damage to a third party.
Termination
We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
Upon termination, your right to use our Services will immediately cease. If you wish to terminate your account, you may simply discontinue using our Services or contact us to request account deletion.
All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
Governing Law
These Terms shall be governed and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
Dispute Resolution
Any dispute arising from or relating to these Terms or our Services shall be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify.
The arbitration will be conducted by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration will be conducted in San Francisco, California, unless you and AiFin agree otherwise.
Each party will be responsible for paying any AAA filing, administrative and arbitrator fees in accordance with AAA rules. The award rendered by the arbitrator shall include costs of arbitration, reasonable attorneys' fees, and reasonable costs for expert and other witnesses.
YOU AND AIFIN AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.
Miscellaneous
Hardware Verification
AIHub includes hardware verification technology that confirms the platform is running on authorized hardware. This verification is performed locally and does not transmit your data outside your infrastructure. Tampering with this verification system is prohibited and may result in the platform becoming inoperable.
Entire Agreement
These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference herein, constitute the entire agreement between you and AiFin concerning your use of our Services.
Assignment
You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms without such consent will be null and of no effect. We may assign or transfer these Terms, at our sole discretion, without restriction.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Force Majeure
We will not be liable for any delay or failure to perform resulting from causes outside our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.
Contact Information
If you have questions about these Terms, please contact us at:
Email: contact@aifin.tech
We operate digitally and will respond to your inquiry within a reasonable timeframe.